Meowy-Go-Lucky

What is a PDTC Report? A Philippine Depository and Trust Corporation (PDTC) report is a secure document typically sent via email to investors who hold REITs, bonds, or other securities in the Philippines. Is it a spam email? No. This report contains important details such as: Your investment holdings Transaction records Dividend or interest information Because it includes sensitive financial data, the file is password-protected for security. How to Open a PDTC Report (Step-by-Step Guide) Opening your PDTC report is simple once you know where to look for the password. Step 1: Check Your Email Look for the email containing your PDTC report. It usually comes with a PDF file attachment . Step 2: Find Your PDTC Account Number The PDTC account number is typically located in the subject line of the email . Here’s an actual example screenshot of the email I received from PDTC. This is where you can find your PDTC account number in the email subject line. Step 3: Use the Last 6 Characters a...

Everyone loves the idea of free money but finding methods that are both easy and legit can feel like hunting for treasure. Fortunately, there are several real ways for anyone in the Philippines to earn rewards, cashback, and bonuses without resorting to scams or complicated tricks. This guide covers 11 practical methods you can start using in 2026, all designed to be simple, reliable, and beginner-friendly. Some methods even allow you to earn money passively, such as high-interest digital savings accounts. These tips include a mix of digital banks, apps, cashback platforms, referral programs, and government initiatives. Even small rewards can add up over time, and most of these methods don’t require any special skills or big investments. I’ll be updating this article regularly with detailed guides, referral links, and my personal experiences, so you can see exactly how to claim rewards and maximize your earnings. Make sure to bookmark this page and check back often, because new way...

Random photo taken at Camp John Hay. At long last, I have already granted my mother's wish for me to bring her to Baguio City last February 29 to March 1, 2020. Originally, we chose these dates to witness the Street and Float Parades during the Penagbenga Festival 2020. The said events were postponed due to coronavirus threats. My mother insisted that we still push through with the plan since my sister will no longer be available to take her place as 'dialysis nurse' for my father if we choose to travel instead on March 28-29, 2020, which by the way is my birthday (28th). We availed the services of a travel agency for a hassle-free experience. I actually contacted 4B Travel and Tours and they were the ones who made arrangements so we can be transferred to Byahe ni Jigz care.

It's the time of the year that I have to visit another country! Yey! This time, I will experience summer in Japan with my beshies. Since the Japan embassy does not accept direct applications anymore except for certain cases, I had to go through the usual application process and avail the service of a travel agency. Few weeks before I got my visa, my friends and I have already decided where to apply - Reli Tours in SM North EDSA. I didn't know what happened to me on the day that I submitted my application, I forgot to research where it was exactly located. I had some mishaps and thought it was on the first floor of SM The Block. I went there with my mother past 6:00pm already to find out that no Reli Tours can be found on the area. Luckily, there were other travel agencies who accept Japan visa applications. I chose Travel Pros and even though it was not planned, I did not regret choosing them.

Last year, 2018, I lost/misplaced (or somebody stole my wallet) my Metrobank and BPI visa debit cards. Well, actually my mother and I both know where the cards were placed and we were wondering how the wallet containing the cards would disappear just like that. I never really used the cards aside from doing ATM deposit and withdrawal transactions. I am still hoping to find my wallet that's why I don't want to go to the banks to request for replacement. Just this month, I ran out of cash but got no time to do over-the-counter transactions. Lucky me, I have downloaded the Metrobank mobile app which allows me to perform cardless withdrawals. I have a Metrobankdirect account so I can easily log in using the same username and password.